Profile picture of Ignace Decocq

Ignace Decocq

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One has to keep a particular openness of mind. Solving a problem is like going to a strange place, not to subdue it, but simply to spend time there, to preserve one's openness, to wait for the signals, to wait for the strangeness to dissolve into sense.

Peter Whittle

In Short

I'm an actuary working on pensions, investment, and risk. Over the years I've come to believe that the biggest gap in personal finance isn't a lack of information — it's knowing how to use it. The challenge is turning that flood of information into building blocks people can actually reason with, so decisions get made with confidence rather than guesswork.

Peccon is my attempt at closing that gap: a financial planning platform built on the same rigor used in institutional risk management, but designed for individuals planning their own futures.

This site is where that thinking plays out in public. I keep a blog on topics I find interesting, and a playground where I test financial models and tools to see how they actually behave — not just in theory, but in practice. The goal, ultimately, is simple: help people make better decisions with the time and money they have.

What I do

Product-centric financial tools

Developing calculators, models, and interactive prototypes that make complex planning more approachable.

Research-backed writing

Publishing insights on time-value frameworks, actuarial thinking, and practical financial decision-making.